33 years in the benefits industry
Former underwriter - Pacific Blue Cross
4-business hour response, guaranteed
Licensed in Alberta & BC
The broker who used to build the rates

Most brokers have only ever seen a renewal from your side of the table. I started in the mailroom at Pacific Blue Cross at 18, worked in claims administration, and became an underwriter - the person who actually sets the rates you pay.
​
When your renewal lands with a 14% increase, I don't guess what's behind it. I know, and I'll show you.
This is for you if:
you employ roughly 4 - 200 people in Alberta or BC - you're adding a first plan or questioning your current one - you want an advisor relationship that survives the renewal cycle.
I'm honestly not your broker if:
you re-shop the plan for the cheapest quote every year - you want a transactional quote, not advice. I build plans meant to last - and turn down work that isn't that.
Is Safe Crest the right fit?
I joined Pacific Blue Cross at 18 because it was a union shop with great benefits - and stayed in the industry for 33 years because I came to believe this industry matters when done honestly. Safe Crest is built on one idea: you should understand your coverage before you commit to it.
Patrick Hardie, Safe Crest Insurance Inc.


