33 years in the benefits industry
Former underwriter - Pacific Blue Cross
4-business hour response, guaranteed
Licensed in Alberta & BC
The broker who used to build the rates
Most brokers have only ever seen a renewal from your side of the table. I started in the mailroom at Pacific Blue Cross at 18, worked in claims administration, and became an underwriter - the person who actually sets the rates you pay.
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When your renewal lands with a 14% increase, I don't guess what's behind it. I know, and I'll show you.
You'll always know what I make.
Industry-standard commissions, disclosed unprompted. Ask any broker to do the same.
You'll hear back in 4 business hours.
Not a slogan - how the practice runs.
Honest renewal math.
When a competitor offers 15 - 20% off, I'll tell you when it's real - and when you're choosing to pay later instead of now.
Independent, multi-carrier.
Plans built for your team, not a carrier's product line.
This is for you if:
you employ roughly 4 - 200 people in Alberta or BC - you're adding a first plan or questioning your current one - you want an advisor relationship that survives the renewal cycle.
I'm honestly not your broker if:
you re-shop the plan for the cheapest quote every year - you want a transactional quote, not advice. I build plans meant to last - and turn down work that isn't that.
Is Safe Crest the right fit?
I joined Pacific Blue Cross at 18 because it was a union shop with great benefits - and stayed in the industry for 33 years because I came to believe this industry matters when done honestly. Safe Crest is built on one idea: you should understand your coverage before you commit to it.
Patrick Hardie, Safe Crest Insurance Inc.
