top of page
city view

Group Benefits Broker in Calgary

I spent 33 years inside this industry including years as a carrier underwriter before I ever sold a plan. That changes the advice you get.

33 years in the benefits industry

Former underwriter - Pacific Blue Cross

4-business hour response, guaranteed

Licensed in Alberta & BC

The broker who used to build the rates

graphic-1-both-sides-of-the-table.png

Most brokers have only ever seen a renewal from your side of the table. I started in the mailroom at Pacific Blue Cross at 18, worked in claims administration, and became an underwriter - the person who actually sets the rates you pay.

​

When your renewal lands with a 14% increase, I don't guess what's behind it. I know, and I'll show you.

This is for you if:

you employ roughly 4 - 200 people in Alberta or BC - you're adding a first plan or questioning your current one - you want an advisor relationship that survives the renewal cycle.

I'm honestly not your broker if:

 you re-shop the plan for the cheapest quote every year - you want a transactional quote, not advice. I build plans meant to last - and turn down work that isn't that.

Is Safe Crest the right fit?

I joined Pacific Blue Cross at 18 because it was a union shop with great benefits - and stayed in the industry for 33 years because I came to believe this industry matters when done honestly. Safe Crest is built on one idea: you should understand your coverage before you commit to it.
Patrick Hardie, Safe Crest Insurance Inc.

059-6kK59nAAt1c_edited.jpg

Bring me your renewal. I'll show you what's in it.

bottom of page