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Individual and Family Life Insurance

Life can change in an instant. Life insurance helps protect the people you love most — so they can stay in their home, keep up with daily expenses, and focus on healing instead of worrying about money. At SAFE CREST INSURANCE INC., we guide Alberta families through every step of the process with safe steps and sure direction.

What Is Life Insurance?

Life insurance is a way to make sure your family has money if something happens to you. It gives them a tax-free payment to cover things like:

 

 

  • Funeral and final expenses

  • Paying off the mortgage

  • Keeping up with bills

  • Saving for your children’s future

 

 

There are two main types of life insurance:

 

  • Term Life Insurance – Lasts for a set number of years (like 10, 20, or 30). It’s simple and affordable.

  • Permanent Life Insurance – Lasts your whole life and can build cash value. This includes whole life and universal life plans.

 

 

We’ll help you choose what fits your family and budget.

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A young Alberta Couple reviewing documents at the kitchen table with a cup of tea..jpg

Who Needs It?

You may need life insurance if:

 

  • You have young children

  • You share a mortgage or other debts with a partner

  • You want to leave money behind for your family

  • You want to cover funeral costs and protect your estate

 

 

If someone depends on your income, life insurance can make a big difference.

Jenna’s Story: Why She Chose Life Insurance

Jenna is a 34-year-old single mom living in Calgary. She works full-time and has two kids under 10. After buying a small home, she wanted to make sure her kids would be okay if anything happened to her.

 

Jenna met with SAFE CREST INSURANCE INC. to explore her options. We helped her choose a 20-year term life insurance plan that would:

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  • Pay off her mortgage

  • Replace her income

  • Cover her children’s education

 

 

Now, Jenna feels peace of mind knowing her kids would have financial support — no matter what.

A friendly insurance broker speaking to a couple while having coffee..jpg
A friendly insurance broker speaking to a couple while having coffee..jpg

How the Process Works

At SAFE CREST INSURANCE INC., we make life insurance simple:

 

  1. Free Consultation – We talk about your life, your family, and your goals.

  2. Options That Fit – We show you plans that match your budget and needs.

  3. Easy Application – We help with forms and guide you through next steps.

  4. Ongoing Support – We check in over time to make sure your plan still fits.

 

 

There’s no pressure — just honest advice and a step-by-step process.

Frequently Asked Questions (FAQ)

Is life insurance expensive?

Term life insurance can be very affordable — especially if you’re young and healthy.

 

How much life insurance do I need?

We recommend enough to cover your mortgage, debts, income for a few years, and children’s needs. We’ll help you calculate it.

 

Do I need a medical exam?

Some plans ask for a medical. Others don’t. We’ll help you find the best option.

 

Can I get life insurance if I have a health condition?

Yes. We work with many companies and can often find coverage, even with pre-existing conditions.

 

Does the money go to my family tax-free?

Yes — life insurance payouts in Canada are tax-free for your beneficiaries.

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Let's Talk About What Matters Most

You don’t need to have it all figured out. That’s what we’re here for.

 

Let’s build a plan that protects your family — with safe steps and sure direction.

 

📞 Call us: 403.303.2974

📧 Email: info@safecrest.ca

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