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GROUP BENEFITS IN ALBERTA

Support Your Team. Strengthen Your Business.

Offering group benefits helps you take care of the people who take care of your business. Whether you have 5 employees or 500, group plans help attract top talent, improve retention, and reduce stress for your team.

 

At SAFE CREST INSURANCE INC., we help Alberta business owners build flexible, affordable group benefits plans with safe steps and sure direction.

What Are Group Benefits?

Group benefits are insurance and savings plans that you offer to your employees. These plans support their health, finances, and overall well-being — while helping your company stay competitive in Alberta’s job market.

 

Most group plans include:

 

  • Health and prescription drug coverage

  • Dental insurance

  • Vision care

  • Short- and long-term disability

  • Life and critical illness insurance

  • Access to health care spending (HCSA) or wellness spending accounts (WSA)

  • Group RRSPs or retirement plans

 

 

You can mix and match what fits your team and your budget.

Why Offer Group Benefits?

For your employees:

 

  • Coverage for health and dental needs

  • Financial protection in case of illness or injury

  • Help with prescriptions, mental health, and more

  • Feeling valued and supported

 

 

For your business:

 

  • Attracts skilled workers in a competitive Alberta market

  • Helps keep your best people

  • Boosts morale and company culture

  • Often fully or partially tax-deductible

 

 

A great benefits plan shows your employees they matter — and that’s good for business.

Frequent Asked Questions (FAQ)

How many employees do I need to start a group benefits plan?

Usually 3 or more. Some plans start with just 1 or 2 owners. We’ll walk you through your options.

 

Is it expensive to offer benefits?

It can be more affordable than you think. Many Alberta businesses start small and grow their plans over time.

 

Do I have to pay for everything?

No. Many plans are cost-shared, or employees pay for optional extras.

 

Can I offer different plans to different employees?

Yes. With classes or tiers, you can customize by role or job type.

 

Are benefits tax-deductible?

In most cases, yes — benefits premiums are a deductible business expense.

Fist Bump

Let's Build a Plan That Works

Your employees are your greatest asset. Let’s build a plan that protects them — and your business.

 

📞 Call us: 403.303.2974

📧 Email: info@safecrest.ca

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